Real Estate

homeloansTaking out a second mortgage or deciding to use your home as collateral on a loan is a major financial decision. We offer Second Mortgages as well as a HELOC (Home Equity Line of Credit). Let us help you determine the best path to take.

First Mortgages

We partner with Member Mortgage Services to offer a wide variety of mortgages with flexible terms and competitive rates. Contact Member Mortgage Services directly at 800-945-4506 or visit them online at www.membermortgage.com.

Second Mortgage

Considering a second mortgage on your home? A second mortgage is a fixed rate with a fixed term and the loan amount is a lump sum of money. The funds can be used for various reasons: consolidating debt, financing home improvements, paying for tuition, and more. We’ll help you discuss the advantages and disadvantages based on your current mortgage status. Click here to apply, or click here for our current rates. Click here for our Loan Calculators.

Home Equity Line of Credit (HELOC)

A HELOC is a revolving line of credit with a variable rate in which the equity in your home serves as collateral. Use it for large expenses such as home improvements, education or medical bills. You will be approved for a line of credit based on the available equity of your home. Once you’re approved, you simply draw money as you need it, and the payment is based on your outstanding balance. Click here to apply, or click here for our current rates. Click here for our Loan Calculators.